EOBI Pension Calculator Pakistan
Calculate your monthly pension using the official government formula with 2025-26 minimum wage rates
Your Information
Your Pension Estimate
EOBI Pension Calculator
How to Use the EOBI Calculator
Find Your Contribution Years
Check your work history to estimate your total years of employment covered by EOBI. If unsure, you can check your official EOBI statement online. This is the most important number for the calculation.
Enter Your Years of Service
In the calculator, enter the total number of years you contributed. You do not need to provide your salary or other complex details.
Click "Calculate Now"
Press the calculate button. The tool will instantly compute your pension using the latest government-notified minimum wage and the official EOBI formula.
Understand Your Result
Look at your estimated monthly pension. The tool will clearly show if your amount has been adjusted to the legal minimum (Rs. 11,500) or maximum (Rs. 30,000) pension limit.
Check the Simple Breakdown
Review the breakdown below your result. It shows the exact formula (Minimum Wage × Years) / 50 with the current values, so you see how your pension was calculated.
Verify and Take Action
Use this estimate for planning. For an exact figure, verify your personal contribution record on the official EOBI portal. If contributions are missing, contact the EOBI helpline at 08000-3624.
Note: This tool provides an estimate based on public rules. The final pension is determined by EOBI based on your verified contribution history.
Monthly Pension Or Grant ?
Feature
Old‑Age Pension (Monthly)
Old‑Age Grant (One‑time)
Years of insurable employment
(EOBI contribution period)
15 years or more – you qualify for lifetime monthly pension.
2 to 14 years – you receive a single lump sum grant.
How it’s calculated
Official EOBI formula
(Minimum Wage × Years) ÷ 50
Based on government‑notified minimum wage (currently Rs. 40,000 for 2025‑26). Final amount is adjusted to minimum Rs. 11,500 and maximum Rs. 30,000.
Calculated by EOBI from your total contributions – it’s a one‑time payment, not a monthly amount.
Payment type & duration
Monthly cheque or bank transfer for the rest of your life after retirement.
Single payment soon after you retire – no further payments.
Who it’s best for
If you’ve worked 15+ years and want steady monthly income in retirement.
If you have fewer than 15 years (but at least 2) – you still get something back.
Example (with today’s minimum wage)
Rs. 40,000 as reference
25 years → (40,000 × 25)/50 = Rs. 20,000 per month (subject to limits).
8 years → one‑time grant, exact amount depends on contributions paid.
Quick Tips
- Apply early. Do this 6 months before you turn 60, or as soon as you retire. Do not wait until the last minute.
- Check your contribution record first. Go to www.eobi.gov.pk and check your history before you apply. If something is wrong, fix it early.
- If your employer deducted money but you do not see it in your record, contact EOBI right away. Take your salary slips as proof.
📞 EOBI Helpline: 08000-3624
| Feature | Old‑Age Pension (Monthly) | Old‑Age Grant (One‑time) |
|---|---|---|
| Years of insurable employment (EOBI contribution period) |
15 years or more – you qualify for lifetime monthly pension. | 2 to 14 years – you receive a single lump sum grant. |
| How it’s calculated Official EOBI formula |
(Minimum Wage × Years) ÷ 50 Based on government‑notified minimum wage (currently Rs. 40,000 for 2025‑26). Final amount is adjusted to minimum Rs. 11,500 and maximum Rs. 30,000. |
Calculated by EOBI from your total contributions – it’s a one‑time payment, not a monthly amount. |
| Payment type & duration | Monthly cheque or bank transfer for the rest of your life after retirement. | Single payment soon after you retire – no further payments. |
| Who it’s best for | If you’ve worked 15+ years and want steady monthly income in retirement. | If you have fewer than 15 years (but at least 2) – you still get something back. |
| Example (with today’s minimum wage) Rs. 40,000 as reference |
25 years → (40,000 × 25)/50 = Rs. 20,000 per month (subject to limits). | 8 years → one‑time grant, exact amount depends on contributions paid. |
- Apply early. Do this 6 months before you turn 60, or as soon as you retire. Do not wait until the last minute.
- Check your contribution record first. Go to www.eobi.gov.pk and check your history before you apply. If something is wrong, fix it early.
- If your employer deducted money but you do not see it in your record, contact EOBI right away. Take your salary slips as proof.